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About Micro,Small, Medium Enterprises (MSMEs) Finance

Willbey Solutions provides micro, small, and medium-sized businesses with business loans to help them fulfil their working capital needs. After a thorough cashflow analysis, the product is established with the goal of providing hassle-free loans to both registered and unregistered company class segments. The funds are typically used to upgrade or renovate existing business infrastructure, refill stock, and expand business operations, among other things. Under this category, Willbey Solutions offers the following loans.

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Our Product

Business Loans

Are designed to help the business with the cash flow, liquidity or working capital solutions. This loan helps our clients to make quick decisions their businesses require to continue expanding and growing.

Order Finance

Provides funding for businesses with purchase orders to pay their suppliers and smooth out cash flow

Asset Finance

Provides funding for businesses with purchase orders to pay their suppliers and smooth out cash flow

Low Interest Rates

Our goal is to make financial support accessible, ensuring that your borrowing costs remain manageable. With transparent terms and no hidden fees, you can trust that our interest rates are designed to empower your financial growth

Personal Security

Our robust security measures ensure that your sensitive information is protected throughout every transaction.

Disbursement Day

Our streamlined process minimizes wait times, allowing you to focus on your financial goals. You will receive clear communication regarding the disbursement details, so you know exactly when and how your funds will be made available

At Willbey Solutions, we offer a diverse range of loan options to cater to your unique financial needs. Whether you're looking for a small personal loan or funding for a larger business project, our flexible loan ranges are designed to accommodate various goals and budgets. Our competitive interest rates and customizable terms ensure that you find the perfect fit for your situation. With a quick and easy application process, you can access the funds you need to achieve your dreams. Explore our loan ranges today and discover how we can support your financial journey!

Advocating for Willbey Solutions means supporting a company dedicated to empowering individuals and businesses through accessible financial services. Our commitment to low interest rates ensures that borrowing is affordable, while our flexible loan options cater to diverse needs. With a strong focus on personal security, we prioritize the safety of your information in every transaction. Our responsive customer service and streamlined processes make the lending experience smooth and efficient. By choosing Willbey Solutions, you are championing a company that values transparency, integrity, and community growth.

At Willbey Solutions, we understand that financial flexibility is important for our clients. We offer options for part prepayments, allowing you to pay off a portion of your loan early without penalties. This can help reduce your overall interest costs and shorten your loan tenure. Additionally, we have clear policies regarding foreclosure, ensuring that you are fully informed about the terms and implications. Our goal is to provide supportive solutions that align with your financial journey, making it easier for you to manage your obligations and achieve your goals.

Requirements

Where applicable the following are the requirements for MSME Finance:

  • Loans are fully secured
  • Quick turnaround time
  • Qualifying amount: depend on your business
  • Short term in nature
  • Competitive interest rates -market determined at the time of drawdown.
  • Qualification criteria – Minimum turnover set by the company from time to time.
  • Company/MSME needs to have operated for at least 1 year
  • Completed SME credit application form (In some cases we may request business proposal together with 12 months financial projections)
  • Cashflow analysis
  • At Willbey Solutions, we offer flexible loan tenure options to suit your financial circumstances. Whether you prefer short-term solutions for immediate needs or longer terms for larger projects, our customizable tenures allow you to choose a repayment plan that fits your budget. This flexibility helps ensure that your monthly payments remain manageable, making it easier for you to stay on track.

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